Business Insurance Protect Your People, Profits & Peace of Mind
Running a business means juggling risks every day—key staff illness, accidents, overhead costs, and shareholder obligations. One unexpected event can disrupt operations and drain cash flow. Business Insurance gives you a financial safety net so your business survives and thrives, no matter what happens.
What Is Business Insurance?
Business Insurance covers the essentials:
Key Person Cover – Protect revenue if a key person can’t work
Shareholder Protection – Fund buy-sell agreements in case of death or disability
Business Overheads Cover – Keep bills paid while you recover
ACC Integration – Make sure your ACC levies and private cover work together for maximum protection and cost efficiency
Why ACC Alone Isn’t Enough
ACC only covers accidents, not illness. If you’re self-employed or a business owner, you could be paying high levies for limited cover. We’ll review your ACC setup, reduce unnecessary costs, and combine it with tailored insurance for full protection against sickness and injury.
Who Needs Business Insurance?
Micro-business owners who rely on themselves or one key person
Busy professionals with high income and big responsibilities
Companies with multiple shareholders needing buy-sell funding
Secure Your Business Today
Don’t leave your business exposed. Talk to our insurance team now for a free Business Insurance review. We’ll tailor design a cover that protects your people, profits, and peace of mind.