Expert KiwiSaver advice for every stage of life
KiwiSaver is more than just a savings scheme - it’s a smart tool to help you reach life’s big milestones. Whether you’re dreaming of your first home, planning for retirement or simply building a nest egg for the future, KiwiSaver can be your best mate.
At The Insurance Team, we're more than just insurance, we work with clients across New Zealand to make KiwiSaver simple and stress-free. Our advisers can guide you through your options and connect you with leading providers like Generate, Booster, Milford and Pathfinder.
KiwiSaver for first home buyers
Dreaming of getting on the property ladder? KiwiSaver can give you a boost. If you’ve been contributing regularly, you may be eligible to use your savings toward your deposit and also apply for a First Home Grant.
Not sure where to start or if you’re eligible? Reach out and have a chat with us and we’ll walk you through the process.
KiwiSaver for retirement goals
Planning for retirement can feel overwhelming, but the right KiwiSaver fund makes all the difference. The fund you choose impacts how your money grows and whether you’ll reach your financial goals.
If you’re not sure your current fund matches your future plans, let’s chat. Get in touch and we’ll help make sure you’re in the right place for your goals.
How does KiwiSaver work?
KiwiSaver is a voluntary savings scheme to help you prepare for retirement. There are a variety of funds and schemes. Your KiwiSaver balance is built from three main contributions:
Your contributions – automatically deducted from your pay or made voluntarily.
Employer contributions – if you’re eligible, your employer adds a percentage on top.
Government contributions – once you turn 16 the Government will contribute.
Together, these contributions grow through your chosen fund’s investments, helping you move closer to your goals.
We partner with some of New Zealand’s leading KiwiSaver providers, giving you real choice and flexibility
Want to know how much you could have?
It’s hard to predict exactly, but a calculator can give you a good idea. Use the Sorted KiwiSaver Calculator to see what your balance could look like over time and plan your next steps with confidence.
At The Insurance Team, we’ve got your back
We don’t just set and forget, we care about making sure your KiwiSaver is working for you.
Whether you’re planning to invest more, getting ready to buy a home, or just want reassurance you’re in the right fund, we’ll guide you and connect you with the right people if you need specialist support.
